FIND OUT WHY THOUSANDS OF RESTORATION CONTRACTORS HAVE SELECTED OUR PROGRAM:

SUPERIOR SECURITY (A.M. Best’s):

·        Financial Strength Rating: A+ Superior

·        Financial Size Category: XV

·        Rating Outlook: Stable

FLEXIBLE COVERAGE FEATURES:

·        Contractors Pollution Liability Form Including Mold

·        Available Prior Acts Coverage

·        Low Deductibles

·        Definition of “Pollution Condition” includes seepage and migration, which is not included in many other policies.

·        Low Cost Base Policy Form with Optional Coverage Enhancements

UNBEATABLE EXTENDED REPORTING PERIOD OPTIONS:

·        Supplemental Extended Reporting Period available at your choice of a 12, 24, 36, 48 or 60 month period with the maximum price established in the policy.

·        Be careful – others offer as little as 12 months and can charge any amount they choose! A one year Extended Reporting Period with no predetermined price is of little or no value to most policyholders. 

AFFORDABILITY:

·        Low Minimum Premiums

·        Low Deductibles

·        Highly Competitive Rates

·        Low Cost Base Policy Form with Optional Coverage Enhancements

Purchase Only The Level of CPL Coverage That You Want!

HOW DOES YOUR CPL COVERAGE COMPARE?

Important: Prior Acts coverage requires proof of comparable continuous claims made coverage and is subject to underwriting approval. Some risks may be offered limited Prior Acts coverage or in some cases no Prior Acts coverage. Mold coverage is not offered for all risks. This exhibit is a brief outline only as of 11/06/06 and does not alter or amend any policy provision. This exhibit is applicable to fire/water/mold restoration contractors only. Please see the policy form for the complete wording and review all policy terms and conditions with your insurance agent or broker.